Computer Purchase Plan
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Smart Financing for Complete IT Solutions
CSS Computer Finance offers a specialised, market-accepted Commercial Hire Purchase (CHP) structure through our flagship Computer Purchase Plan (CPP). Designed to legally fund all components of a computer installation—including software-only transactions—this on-balance-sheet solution maximises tax benefits and meets all software licensing compliance requirements.
Benefits & Limitations
Tax-deductible interest and depreciation
Claim tax benefits through deductible interest payments and asset depreciation allowances.
Legal funding of software, hardware, and services
Provides compliant financing for software, hardware, and associated IT services.
On-balance-sheet financing
Records asset and liability on balance sheet, ensuring transparent financial reporting.
Customisable terms up to 7 years
Flexible financing periods tailored to your needs, up to seven years.
Residual value options as low as $1.00
End-of-term buyout options available from as low as $1.00.
Supports upgrades to hardware and software
Easily accommodates future upgrades to hardware and software during term.
Complies with software licensing standards
Fully adheres to legal software licensing and compliance requirements.
Ideal for tax-paying and non-tax-paying entities
Suited for both taxable and non-taxable organizations needing IT finance.